Skip to content
Groundwork by Big Think Capital

Build a stronger file for your next application

Your recent application did not move forward this time. The partners below can help you work on your personal credit and set up the tools your business runs on. When you are ready to reapply, let your Big Think Capital rep know and we will resubmit your file to our funding partners.

Personal credit

Choose how you want to work on your credit

Both options are optional and run by independent partners. You sign up and pay directly with the partner you choose.

Do it yourself

Credit Builder IQ

Provided by IDIQ

  • Your three-bureau credit report and scores, refreshed every 30 days
  • A report review with a step-by-step plan
  • Tools to send dispute letters on items you believe are inaccurate
  • Option to report rent and utility payments
$29.99per month, billed by IDIQ. Cancel anytime with IDIQ.
Link coming soon

You will leave Big Think Capital's site. IDIQ provides this service and bills you directly. Big Think Capital may receive compensation if you enroll.

Done for you

ASAP Credit Repair

Provided by ASAP Credit Repair

  • A specialist reviews your three-bureau credit reports with you
  • ASAP prepares and sends disputes on items that may be inaccurate, incomplete or unverifiable
  • Progress updates and coaching throughout the program
Program pricingset by ASAP and explained before you sign anything.

Under the federal Credit Repair Organizations Act, you can cancel within 3 business days of signing, and you cannot be charged before services are performed.

Link coming soon

You will leave Big Think Capital's site. ASAP Credit Repair provides this service and bills you directly. Big Think Capital may receive compensation if you enroll.

Business tools

Tools to help your business run smoother

Services from partners we work with. Each one is optional and handled directly by the provider.

Banking

Relay business checking

Open a second business account for savings or expenses.

Keep your main operating account where it is so your bank statement history stays intact.

Link coming soon

Provided by Relay. You will leave Big Think Capital's site. Big Think Capital may receive compensation if you sign up.

Banking

Grasshopper business savings

A separate business savings account to set aside cash reserves.

Link coming soon

Provided by Grasshopper Bank. You will leave Big Think Capital's site. Big Think Capital may receive compensation if you sign up.

Insurance

Business insurance

Get a general liability or professional liability quote online.

Link coming soon

Provided by Next Insurance. You will leave Big Think Capital's site. Big Think Capital may receive compensation if you sign up.

Formation

Business formation

Form an LLC or corporation and keep your state filings current.

Link coming soon

Provided by ZenBusiness. You will leave Big Think Capital's site. Big Think Capital may receive compensation if you sign up.

Operations

Business phone line

A dedicated business phone number and plan.

Link coming soon

Provided by T-Mobile for Business. You will leave Big Think Capital's site. Big Think Capital may receive compensation if you sign up.

Cards

Business card and spend management

Corporate cards and expense tracking for your team.

Link coming soon

Provided by Brex. You will leave Big Think Capital's site. Big Think Capital may receive compensation if you sign up.

How it works

Four steps back to your next application

  1. Pick an option

    Work on your credit yourself with IDIQ, or have ASAP's specialists do the work.

  2. Sign up with the partner

    The partner handles enrollment, billing and your account.

  3. Work your plan

    Track your progress in the partner's app or portal.

  4. Tell us when you are ready

    Contact your Big Think Capital rep and we will resubmit your file.

Questions

Common questions

Do I have to use one of these partners to apply again?

No. You can reapply with Big Think Capital whether or not you use any partner on this page.

Does signing up mean I'll be funded?

No. Funding decisions are made by our funding partners based on your full file at the time you reapply. We will resubmit your file whenever you are ready.

Does Big Think Capital see my credit report?

No. Your reports and scores stay with the partner you choose.

My application was declined for reasons other than credit. Will this help?

Credit is one part of a funding decision. Bank activity and existing advances also matter. Your rep can walk you through what to work on for your file.

Questions about your file?

Reply to the email or text your Big Think Capital rep sent you, or call us and ask for your rep.

1-844-200-7201